Commercial auto insurance is a lot like a personal auto policy that you would purchase to cover your own cars. The difference is that the policy covers cars that a business owns. The drivers include the business owner and other employees that drive the vehicles. Commercial auto insurance does not have to just cover work trucks, vans, or heavy duty vehicles like that, it can cover ordinary cars like a Honda Accord or a Ford Taurus. As long as it is owned by the business, it can be covered.
The basic parts of a commercial auto insurance policy are:
- Liability Protection
- Uninsured Motorist
- Rental Vehicle Damage